Savings
Easy-access and fixed-rate savings accounts with market-leading rates. FSCS protected up to £85,000.
Key features
What makes Savings work for you.
Easy-access at 4.6% AER
Withdraw whenever you need to with no penalty. Your rate is competitive and reviewed monthly to stay near the top of the market.
1-year fixed rate at 5.1% AER
Lock in our best rate for 12 months and know exactly what you'll earn. Minimum deposit £500, maximum £250,000.
FSCS protected
Every penny you save with Mosey is protected by the Financial Services Compensation Scheme up to £85,000 per person.
Open in minutes
Link any UK current account. Transfer funds instantly and start earning interest from the next business day.
Whether you're building an emergency fund, saving for a home, or making idle cash work harder, Mosey savings accounts give you competitive rates without the complexity.
5.1%
AER fixed rate
4.6%
AER easy access
85K
FSCS protection per person
10 min
To open an account
“I moved my savings to Mosey after seeing the 5.1% fixed rate. The transfer took less than a day and the app makes it easy to watch my interest grow.”
Sarah Chen
Mosey customer