Savings
Easy-access and fixed-rate savings accounts with market-leading rates. FSCS protected up to £85,000.
Whether you're building an emergency fund, saving for a home, or making idle cash work harder, Mosey savings accounts give you competitive rates without the complexity.
Key features
Easy-access at 4.6% AER
Withdraw whenever you need to with no penalty. Your rate is competitive and reviewed monthly to stay near the top of the market.
1-year fixed rate at 5.1% AER
Lock in our best rate for 12 months and know exactly what you'll earn. Minimum deposit £500, maximum £250,000.
FSCS protected
Every penny you save with Mosey is protected by the Financial Services Compensation Scheme up to £85,000 per person.
Open in minutes
Link any UK current account. Transfer funds instantly and start earning interest from the next business day.
Savings at a glance
- 5.1% AER fixed rate
- 4.6% AER easy access
- £85,000 FSCS protection per person
- 10 minutes to open an account
What our customers say
I moved my savings to Mosey after seeing the 5.1% fixed rate. The transfer took less than a day and the app makes it easy to watch my interest grow.
Sarah Chen, Mosey customer
Not sure which option is right for you?
Compare your options or chat to a real Mosey person in the app seven days a week - we will help you choose with confidence.