Our products
Everything you need to manage your money, save for the future, and plan for what's next.
2M+
Customers
50B+
Assets under management
99.9%
App uptime
140+
UK branches
“Mosey made getting my mortgage so simple. The whole process was online and I had an offer within 48 hours. I couldn't believe how painless it was.”
James Hartley
Homeowner, Leeds
Trusted by 2 million customers across the UK
From first current accounts to business banking — Mosey customers bank with confidence.
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Frequently asked questions
Quick answers to the things we hear most.
How do I open a current account?
You can open a Mosey current account online in around 10 minutes. All you need is a smartphone, a valid UK address, and proof of identity. We run a soft credit check that won't affect your credit score.
What savings rates do you offer?
We currently offer an easy-access savings account at 4.6% AER and a 1-year fixed-rate account at 5.1% AER. Rates are variable on easy-access accounts and fixed for the term on fixed-rate accounts.
How does the mortgage application work?
Start by getting a decision in principle online — it takes around 10 minutes and won't affect your credit score. One of our advisors will then call you to discuss your options and guide you through the full application.
Is my money protected?
Yes. Mosey Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority. Eligible deposits are protected by the FSCS up to £85,000 per person.