The Mosey Everyday Account

A fee-free current account with instant notifications, savings pots and 24/7 support.

No monthly fees

Keep every penny. No account fees, no minimum balance.

Instant notifications

See every payment the moment it happens.

Savings pots

Set money aside for the things that matter, with round-ups.

Banking that works around you

This area is open - add any section or block in Visual Builder.

Related reading

Guides and insights to get more from your account.

Personal Finance

Preparing for a rate rise: explained simply

Preparing for a rate rise doesn't need to be complicated. Here's the short version. Here's what Mosey customers should keep in mind about preparing for a rate rise.

1 Oct 2026

Personal Finance

Preparing for a rate rise: common mistakes to avoid

Most of the trouble around preparing for a rate rise comes down to a handful of avoidable mistakes. Here's what Mosey customers should keep in mind about preparing for a rate rise.

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Personal Finance

Preparing for a rate rise: 5 things to know

We get asked about preparing for a rate rise every week at Mosey. Here are the five answers that come up most. Here's what Mosey customers should keep in mind about preparing for a rate rise.

1 Oct 2026

Frequently asked questions

Quick answers about the Everyday Account.

How do I open a current account?
You can open a Mosey current account online in around 10 minutes. All you need is a smartphone, a valid UK address, and proof of identity. We run a soft credit check that won't affect your credit score.
What savings rates do you offer?
We currently offer an easy-access savings account at 4.6% AER and a 1-year fixed-rate account at 5.1% AER. Rates are variable on easy-access accounts and fixed for the term on fixed-rate accounts.
How does the mortgage application work?
Start by getting a decision in principle online - it takes around 10 minutes and won't affect your credit score. One of our advisors will then call you to discuss your options and guide you through the full application.
Is my money protected?
Yes. Mosey Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority. Eligible deposits are protected by the FSCS up to £85,000 per person.