Fixed Rate Savings
Lock in 5.1% AER for 12 months and know exactly what you'll earn. Minimum deposit £500.
Our fixed-rate savings account is for people who don't need immediate access to their money and want to earn as much interest as possible. Lock in 5.1% AER for 12 months and watch a £10,000 deposit grow to £10,510 by maturity.
Key features
5.1% AER fixed for 12 months
Our best savings rate, guaranteed for the full 12-month term. You'll know exactly what you'll earn before you open the account.
Open from £500
Start earning our top rate with a minimum deposit of £500. Maximum balance £250,000 per person.
Guaranteed return
Unlike easy-access accounts, your rate won't change during your term. Plan your finances with certainty.
FSCS protected
Your savings are protected by the Financial Services Compensation Scheme up to £85,000 per person.
Not sure which option is right for you?
Compare your options or chat to a real Mosey person in the app seven days a week - we will help you choose with confidence.