Overpayments & Flexibility
Overpay by up to 10% a year with no penalty and cut years off your mortgage term.
Overpaying even a little can save thousands over the life of your mortgage. Manage it all yourself in the Mosey app, whenever suits you.
Key features
10% penalty-free each year
Pay off up to 10% of your outstanding balance every year without any early repayment charge.
One-off or regular
Make a lump-sum overpayment or set up a small monthly boost - both reduce the interest you pay.
See the impact instantly
The app shows how each overpayment shortens your term and cuts your total interest before you confirm.
Not sure which option is right for you?
Compare your options or chat to a real Mosey person in the app seven days a week - we will help you choose with confidence.