Financing seasonal stock for a Christmas-heavy retailer
A gift retailer used a short-term seasonal overdraft to buy Christmas stock months before the revenue arrived.
60%
Of annual revenue in Nov-Dec
0
Missed restock opportunities
The challenge
Over 60% of annual revenue arrived in November and December, but stock had to be bought and paid for in August and September.
Our solution
Mosey structured a seasonal overdraft facility that scaled up ahead of the buying season and wound back down after January.
“The facility flexes with our actual calendar instead of forcing us into a flat limit all year.”
Hannah Pryce
Owner, Thistle & Pine Gifts