Case Study·Business Banking·Patel's Pâtisserie
How a Manchester pâtisserie tripled revenue in 18 months
A six-year-old high-street bakery moved its banking, payments, and lending to Mosey and used the unlocked cash flow to hire seven new staff.
The challenge
Anya Patel's bakery had outgrown its old bank. Card payments settled after 7 days — meaning a Saturday lunch rush sat in suspense until the following Friday. Two failed lending applications had left her cautious about expansion.
Our solution
The Mosey Business team consolidated her current account, card terminal, and a flexible overdraft. Next-day settlement freed up an average of £18,000 in working capital. A small business loan, structured around seasonal cash flow, funded a refit and the first three hires.