Planning a three-generation farm handover
A family farm worked with Mosey's agricultural team to plan a phased handover to the next generation without disrupting cash flow.
3
Generations involved in the plan
5 yr
Phased handover timeline
The challenge
The owners wanted to hand the farm to their children gradually, but existing lending and asset ownership weren't structured for a phased transfer.
Our solution
Mosey's agricultural adviser restructured lending around a phased ownership transfer, timed with seasonal income patterns.
“Having someone who actually understood farm cash flow made the handover plan realistic instead of theoretical.”
William Birchfield
Owner, Birchfield Farm