Case Study·Personal Finance·The O'Connor family
From renters to homeowners: a Manchester family's 18-month plan
Liam and Saoirse used Mosey's fixed-rate savings account and budgeting tools to reach their first-home deposit in less than half the time they expected.
The challenge
The O'Connors had been saving in their current account for two years and felt no closer to a deposit. They couldn't see where money was going, didn't know which savings products to choose, and were intimidated by mortgage paperwork.
Our solution
Their Mosey advisor mapped a 18-month plan: split spending into a tracked budget, move existing savings to the 5.1% AER fixed-rate account, and time a Lifetime ISA contribution to maximise the government bonus. We checked in quarterly.