Current Account
A fee-free everyday account with instant notifications, smart budgeting tools, and no hidden charges.
Key features
What makes Current Account work for you.
No monthly fees
Keep more of your money. Our current account has no monthly maintenance fee, no minimum balance, and no charge for standard transfers.
Instant notifications
Get a push notification the moment money moves in or out of your account. Know your balance in real time, always.
Contactless & Apple/Google Pay
Pay with your card or phone anywhere in the world. Freeze and unfreeze your card instantly from the app if it goes missing.
Smart spending insights
See exactly where your money goes each month, automatically categorised. Set spending limits and watch your savings grow.
The Mosey current account is designed for modern life. Open in 10 minutes with just your phone and a valid ID — no branch visit required. Manage everything from the app: move money, set up direct debits, pay bills, and speak to a real person via in-app chat seven days a week.