First Home
First-Time Buyers
Getting on the ladder is a big deal. We make the mortgage part as simple as possible.
Key features
What makes First-Time Buyers work for you.
5% deposit mortgages
We offer mortgages with as little as a 5% deposit for first-time buyers purchasing their primary residence.
Government scheme support
Our advisors are experts in Help to Buy, Shared Ownership, and the Lifetime ISA. We'll help you use every available scheme.
No arrangement fee
Choose a mortgage with no upfront arrangement fee — keeping your costs down when every pound counts.
Step-by-step guidance
From offer accepted to keys in hand, your dedicated advisor walks you through every stage of the process.
Buying your first home is one of life's biggest milestones. Mosey's first-time buyer mortgages and specialist advisors are here to take the mystery out of the process.